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Financial difficulties can happen to anyone and often are the result of unforeseen circumstances such as job loss, medical emergencies, or economic downturns. Bankruptcy laws were designed to provide a fresh start for individuals and businesses struggling with debt.
At Angel Law Firm, PL, our experienced bankruptcy attorneys can provide you with the legal advice and assistance needed to navigate your bankruptcy case. We handle all types of bankruptcies, including Chapter 7, Chapter 11, and Chapter 13.
We understand that filing for bankruptcy can be overwhelming, and we strive to make the process as stress-free as possible. Our team will guide you through each step of the bankruptcy process, from filing to resolution, so that you can achieve the best possible outcome. We are dedicated to helping our clients understand their legal rights and options and will work closely with you to develop a customized debt relief plan tailored to your individual needs.
Don’t let debt control your future—contact us online or call us at (407) 337-8799 to schedule a consultation.
When Is Bankruptcy Right for You?
Bankruptcy might be a viable solution if you cannot pay your bills and meet your financial obligations. It's a legal process that can help you eliminate or repay your debts under the protection of the federal bankruptcy court. But how do you determine if bankruptcy is the right choice for you?
Here are a few signs that bankruptcy might be a suitable option:
- Your debts are more than 50% of your annual income, and it would take five years or more to pay them off, even if you took extreme measures.
- You're facing serious consequences because of your debt, like foreclosure of your home, repossession of your vehicles, or wage garnishment.
- You're using debt to pay for other debts, such as using credit cards to pay off other credit cards.
- The stress from your financial situation is affecting your health, relationships, and quality of life.
Bankruptcy isn't the right solution for everyone. The decision to file should be considered carefully, as it can impact your credit and future ability to borrow money. At Angel Law Firm, PL, we can evaluate your financial situation, discuss the potential advantages and disadvantages, and help you determine whether bankruptcy is the most effective way to handle your debt.
Our Comprehensive Bankruptcy Services
At Angel Law Firm, we offer a range of comprehensive bankruptcy services to meet your unique financial needs, including:
- Assistance with Chapter 7 bankruptcy, which can help eliminate most types of unsecured debt.
- Guidance through a Chapter 13 bankruptcy process, which arranges for debt repayment over a period of three to five years.
- Providing expert advice and support for Chapter 11 bankruptcy, often chosen by businesses that need to restructure their debts while continuing operations.
At Angel Law Firm, PL, our knowledgeable attorneys can also guide you through the intricacies of Florida's homestead exemption, ensuring that you leverage this benefit to the fullest extent during your bankruptcy proceedings. The homestead exemption allows for unlimited equity protection in your home as long as you have owned the property for a specific length of time and the property does not exceed half an acre in a municipality or 160 acres elsewhere. This means that, despite filing for bankruptcy, you can keep your home while you work through your financial situation.
No matter what type of bankruptcy you're considering, our experienced attorneys can provide the personalized legal advice and support needed to protect your rights and maximize your chances of a successful outcome.
Hear What Our Clients Have to Say
“Dedicados, confiables y empáticos.”Claudia C.
“Excelente Servicio.”Nilda M.
“Made a huge difference.”Camilo R.
Bilingual StaffOur staff provides legal services in both English and Spanish.
Personalized AttentionOur attorneys meet with clients as soon as they come to us and handle cases personally until they are resolved.
Tailored Solutions for Each ClientOur team is very detail-oriented and is dedicated to providing solutions fit to your unique case.
Long-Term PartnershipsMany of our happy clients start with one service but come back for assistance with other legal matters. When you work with us once, you can work with us for a lifetime.
Our attorneys and staff speak both English and Spanish. We will speak to you in whichever language you are most comfortable with to ensure smooth communication. Get in touch with us today to get started.